Episodes: 168
Frequency: Monthly
Rating: 5.0/5.0
Estimated listeners: 1k-10k
Gender skew: Unknown
Location: USA
Publicly listed emails
ricky@thefruglife.com
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Ricky Hirschi - Ricky Hirschi is a CPA and personal finance commentator who focuses on frugal living, money management, investing, and business. He is also the author of Your Money Journey.
Stephen Dissette - Tax-advantaged Education Savings, 529 Plans, Coverdell Accounts, Inflation, College Costs, And How Asset Ownership Affects Fafsa-based Financial Aid.
Frank Clement - Federal Reserve Interest Rates, Borrowing Costs, Savings Yields, Certificates Of Deposit, Household Finances, And The Impact Of Rate Changes On Ministries And Church Building Projects.
Investing for Children: Tax-Advantaged Accounts and Financial Aid
September 08, 2026
This episode features Stephen DissetteInvestment Advisor Representative with Horter Investment Managementhttps://www.stephenddissetteandassociates.com/About Stephen Dissette:Stephen Dissette is an investment advisor representative with Horter Investment Management. He is a graduate of Northwestern University and served as an officer in the United States Navy. As a young boy, Stephen watched his grandfather work until his final days, unable to retire. His father also had to work into his 70...
HSA vs FSA
August 06, 2026
In this episode, Ricky breaks down the difference between Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs) in a simple, practical way. He explains when each account is useful, how they affect your taxes, and why they can be valuable parts of a personal finance strategy.What you’ll learnWhat FSAs and HSAs areHow FSAs and HSAs differWhy an HSA can be especially powerful for long-term savingsWhen an FSA might make sense for youA few common rules and quirks to know before choo...
The Psychology of Frugal Living
July 07, 2026
Why Knowing Isn’t Doing: The Real Frugal Living ProblemIn this episode of The Frug Life, Ricky explores a common personal finance mystery: why do so many people know what they should do with money, yet still struggle to follow through? The answer, according to the episode, isn’t a lack of information — it’s behavior. From present bias to mental accounting to lifestyle creep, the discussion breaks down the psychological patterns that keep people from making frugal choices consistently.In this ...
Publicly listed emails
ricky@thefruglife.com
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