Without the Bank Podcast

Your Spouse Dies — Now What? The Life Insurance Gap Nobody Warns You About (Ep. 270)

May 21, 2026

What happens to your family the day you're gone — not financially, but humanly? 👉 Follow Mary Jo Here: https://www.youtube.com/channel/UCXYvzroUouEMsTGKFw5nJHQ 👉 Get the book: https://www.withoutthebank.com/book In this episode, I share what I learned after delivering my first death claim, and after seeing what widows are saying on social media about the reality of losing a spouse. "Widow brain" is real — the brain fog, the inability to concentrate, the struggle to return to work. FMLA may o...

Why the Wealthy Never Stop Buying Life Insurance (Ep. 269)

May 14, 2026

Paul Atkins owns 54 life insurance policies — and it reveals everything financial gurus miss. 👉 Follow Mary Jo Here: https://www.youtube.com/channel/UCXYvzroUouEMsTGKFw5nJHQ  The SEC Chairman's financial disclosure shocked professors at Florida State, Illinois State, and the University of Georgia. But for anyone who understands permanent life insurance, it made perfect sense. In Episode 269 of Without the Bank, we break down exactly what the "experts" got wrong — and what Paul Atkins, the Roc...

Your 401k Isn't as Accessible as You Think (Ep. 268)

May 07, 2026

The 401k access rules they never taught you — RMDs, hardship withdrawals, loans & hidden costs. 👉 More Without the Bank Here: https://www.youtube.com/channel/UCXYvzroUouEMsTGKFw5nJHQ  In this episode, Tarisa breaks down the third half-truth of 401k plans: access and distribution. The rules around when and how you can touch your own retirement money are far more restrictive than most people realize — and ignoring them could cost you thousands. In this episode: ✅ Required Minimum Distributions ...