Without the Bank Podcast

Mary Jo Irmen

Booking Overview

This is a personal-finance and real-estate-investing show that alternates between solo financial education and interviews with relevant practitioners, founders, and authors. Agencies could credibly pitch real-estate investors, lending professionals, insurance educators, marketing experts serving small businesses, and authors with practical expertise; booking difficulty is low because the show features accessible industry professionals rather than celebrity-level guests.

Metrics

Episodes: 289

Frequency: Weekly

Rating: 4.9/5.0

Estimated listeners: 1k-10k

Gender skew: Unknown

Location: USA

YouTube: 6.8k subscribers

Instagram: 5.1k followers

Contact Information

Publicly listed emails

maryjo@withoutthebank.com

maryjo@fiscalbridge.com

Looking for the right person? Join Podseeker to find direct host and producer contacts and manage your podcast outreach.

Host

Mary Jo Irmen - Financial educator and author focused on infinite banking, whole life insurance, personal finance, and building long-term financial independence outside traditional retirement strategies.

Booking Intelligence

Booking Requirements

low

Typical Credentials:

Practicing professionals, founders, authors, and educators with demonstrated expertise in personal finance, lending, real-estate investing, entrepreneurship, marketing, or related business services. Guests should offer practical experience, clear opinions, and actionable guidance for investors and business owners.

Required Achievements:

Leadership of a relevant company or professional practice, Substantial hands-on experience in a specialized industry, Authorship of books or development of educational programs, A proven track record advising clients, investors, or business owners

Recent Guest Discussions

Jordan Nutter - Credit Scores, Credit Repair, Bankruptcy Timelines, DSCR Versus Conventional Loans, Rental-property Financing, Second Homes, Manufactured Homes, PMI, And Mortgage Assumptions.

Mike Brevik - Brand Development, Naming, Logos, Websites, Marketing Budgets, Content Creation, Artificial Intelligence, Short-form Video, Agency Hiring, Personal Branding, And Measuring Marketing Results.

Shawn Moore - Short-term-rental Investing, Underwriting, Market Conditions, Tax Considerations, Operational Performance, Investment Risk, And The Future Of Vacation Rentals.

Recent Topics

Finance, Personal Finance, Real Estate Investing, Whole Life Insurance, Financial Independence

Episodes

Here's the recent few episodes on

Without the Bank Podcast

The Shocking Truth About the Federal Reserve's Impact on Your Money (Ep. 289)

October 01, 2026

Mary Jo recaps two big things: a must-read book for understanding our money system, and her refresher training in Houston on the Truth Concepts calculators. If you've read Becoming Your Own Banker and gone down the rabbit hole of fractional reserve banking, "Creature From Jekyll Island" by G. Edward Griffin is the next start — how $1 in the bank lets the system borrow $10, why that devalues our dollar, and who met on Jekyll Island to pass the Federal Reserve Act. Mary Jo also breaks down why...

Why You Should Keep Your Life Insurance (Even When Money Is Tight) (Ep. 288)

September 24, 2026

Life Insurance Is NOT A Luxury. Thinking about canceling your life insurance when money gets tight? In this episode of Without the Bank, Mary Jo Irmen explains why that's when you need it the most — and what to do instead. Mary Jo breaks down real client stories: job loss, buying a new house, having kids — and why infinite banking policy owners have options like borrowing cash value and paying interest-only instead of canceling. Learn how a whole life policy cash-flows around year 3-4, break...

How to Finance a Rental Property: DSCR Loans vs. Conventional (Ep. 287)

September 17, 2026

Are Credit Scores Actually Necessary for Real Estate Investing? Jordan Nutter at NFM Lending is back with Mary Jo Irmen for Part 2 - to break down investment lending. They cover how to fix your credit scores before you buy, DSCR loan vs conventional for rentals, long-term vs short-term rentals, midterm / Furnished Finder rentals, second homes with 10% down, PMI removal, bankruptcy wait times, mobile homes, and how assuming a mortgage really works. If you have collections, lates, high utiliz...

Publicly listed emails

maryjo@withoutthebank.com

maryjo@fiscalbridge.com

Looking for the right person? Join Podseeker to find direct host and producer contacts and manage your podcast outreach.

Get your clients booked on top podcasts

Try us risk free with a FREE 3 days trial.

Start Your Free Trial

Join hundreds of PR teams using Podseeker to pitch and land bookings