
leadersinlending@gmail.com
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Episodes: 195
Frequency: Weekly
Rating: 5.0/5.0
Estimated listeners: 1k-10k
Gender skew: Unknown
Location: USA
leadersinlending@gmail.com
For verified host and producer emails, sign up to view.
Barry Roach - Host focused on consumer lending, financial services, and the leaders shaping the future of lending.
Sanjay Dutta - Ai-powered Prediction Models, Credit Decisions, Capital Markets, Economic Conditions, And The Future Of Consumer Lending
Queanne Smith - Community Banking, Customer Retention, Growth Strategy, Community Investment, Client Readiness, And Profitability
Aaron Rakowski - CFPB Engagement, Compliance Programs, State Regulation, AI Oversight, Documentation, And Regulatory Durability
Mike Reynolds - CFPB Engagement, Compliance Programs, State Regulation, AI Oversight, Documentation, And Regulatory Durability
Why Better Predictions Beat Bigger Risk
July 22, 2026
What if the biggest advantage in lending isn't taking less risk, but making better predictions? In this episode of Leaders in Lending, host Barry Roach sits down with Sanjay Dutta, President and Chief Capital Officer at Upstart, to discuss how AI-powered prediction models are reshaping lending, why capital matters more than ever, and what today's economic environment means for financial institutions. They discuss:Why Sanjay left Google to help build UpstartWhy lending is fundamentally a predi...
Why a 5% Retention Lift Could Mean 90% More Profit
July 08, 2026
Most banks still treat community banking as a regulatory box to check. Queanne Smith, SVP and Group Strategy Manager at U.S. Bank, says that mindset caps growth instead of driving it, and breaks down how a 5% lift in client retention can swing profit by 25 to 90 percent.In this episode:- Community banking as growth infrastructure, not a side initiative- Getting embedded early in the customer lifecycle, pre-loan and pre-deposit- Why CRA requirements should be the floor, not the ceiling- Buildi...
The Pendulum Is About to Swing Back. Are You Ready?
June 24, 2026
The regulations never went away. The exams slowed down, the enforcement pulled back, but every rule is still on the books. And when the pendulum swings back, everything being done right now is going to get looked at. Mike Reynolds from Zions Bancorporation and Aaron Rakowski from WesBanco co-chair the CBA CFPB Committee and have a clear message: this window is not a vacation. It's a chance to catch your documentation up, plug your compliance resources into product development, and stop yo-yoi...
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