Farming Without the Bank Podcast

Publicly listed emails

maryjo@withoutthebank.com

maryjo@fiscalbridge.com

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Local Agent vs Expert: Why Face-to-Face is Costing Farmers Money (Ep. 375)

October 09, 2026

Is it really THAT easy to borrow against life insurance? Yes — and Mary Jo Irmen proves it in this Farming Without the Bank Q&A. Mary Jo answers the comments from her Farming for Profit clip, breaks down exactly how a policy loan works when structured correctly for infinite banking (pay premium, access whole life insurance cash value in 10 days, fill out an online form, ACH to your account — no payback date, no what-is-it-for questions), and why borrowing is completely different than withdraw...

What Real Client Meetings Can Teach Us About Farm Estate Planning (Ep. 374)

October 02, 2026

Real meetings, real numbers, real lessons. Mary Jo recaps recent client meetings — from a 64 and 65-year-old couple buying land for their boys, to a 22-year-old starting with a $4,000 policy, to $100,000+ policies. You'll hear why leaving land without a plan leaves debt + operating expenses to the kids, why helping one child and not the other creates future fights, why divided interest beats undivided interest, how two guys who quit drinking turned their financial lives around, how a 50s entr...

When It Actually Makes Sense to MEC Your Life Insurance (Ep. 373)

September 25, 2026

Is a MEC really as bad as everyone in infinite banking says? In Farming Without the Bank Episode 373, Mary Jo Irmen and John Hasche break down when a Modified Endowment Contract actually makes sense. Most life insurance  agents will tell you: never MEC, never MEC, never MEC. But what if you just sold a dairy, a farm, or a business and have a one-time lump sum of $2-3 million with no future cash flow to pay premiums? Mary Jo and John walk through a real client case study — 54-year-old son and ...

How do I get in touch with Farming Without the Bank Podcast?

Farming Without the Bank Podcast is hosted by Mary Jo Irmen. Its publicly listed emails are maryjo@withoutthebank.com and maryjo@fiscalbridge.com. For guest bookings, the host or producer is usually the best person to reach. Podseeker helps you find direct host and producer contacts and pitch from your own inbox.

What is the email for Farming Without the Bank Podcast?

The publicly listed emails for Farming Without the Bank Podcast: maryjo@withoutthebank.com and maryjo@fiscalbridge.com.

How many listeners does Farming Without the Bank Podcast have?

Podseeker estimates Farming Without the Bank Podcast reaches 1,000 to 10,000 listeners per episode. Only the publisher has exact numbers.

Who is an ideal guest for Farming Without the Bank Podcast?

Farming Without the Bank Podcast typically books working professionals with real expertise. Typical guest background: Subject-matter expertise in agricultural finance, life insurance, long-term care, estate planning, or farm succession, ideally supported by professional experience, client casework, or published authorship. Common among recent guests: Published a relevant book; Demonstrated expertise in insurance, financial planning, or farm succession; Practical experience advising families, farmers, or business owners. Recent guests include Michelle Prather.

How hard is it to get booked on Farming Without the Bank Podcast?

Low. A guest with relevant expertise and a clear angle for its audience has a realistic chance.

What topics does Farming Without the Bank Podcast cover?

Recent episodes cover Finance, Farm Finance, Life Insurance, Farm Succession, and Infinite Banking. Pitch an idea tied to one of these topics and mention a recent episode.